Plan today.
Relax tomorrow.
As you approach and think about your retirement, it’s common to have big dreams or maybe even some doubts - that’s normal! At Copperkey Financial, you can retire with confidence knowing a stable, long-lasting retirement income is possible with the right planning!
Copperkey Financial Specializes in Annuities for Retirement Planning!
You’re not alone if the term “Annuity” is new to you. Many people know the word, but not how it can support their retirement plan. An annuity is like creating your own personal pension plan.
One of Retirement’s Best Kept Secrets!
A 2024 study by the Center for Retirement Research at Boston College reveals a striking discrepancy:
About 50% of retirees with over $100,000 in investable assets said they would be willing to purchase an annuity at prevailing market rates.
But in reality, only around 12–13% of that group actually have annuity income. Barron’s Center for Retirement Research
This gap — between desire and action —is known as the "annuity puzzle" and may reflect barriers like lack of knowledge or confusion around annuity options.
Turn Part of Your Savings Into Guaranteed Predictable Income:
Consistent Payments — Providing a paycheck you can count on, no matter what the market is doing.
Longevity Protection — They can be set to pay for as long as you live, reducing the risk of outliving your savings.
Flexibility — Some annuities allow you to choose income options for yourself and a spouse, or even leave a benefit for loved ones.
Guaranteed Income — Payments that don’t fluctuate with the market.
Protection from market drops — Your principal and income are shielded from sudden downturns.
Simplicity — Once set up, your income arrives on schedule, without you having to manage it daily.
Focusing on Security and Stability:
Randy Pearsall
Founder of Copperkey Financial, was born and raised in North Central Pennsylvania — the “Keystone State” — and later made Tucson, Arizona his home in the “Copper State.”
The name Copperkey reflects his deep roots in both regions.
After earning his Bachelor’s degree in Business and a Master’s in Business Administration, Randy began his insurance career in 2012 by launching the Life Insurance Division for one of the nation’s largest Field Marketing Organizations. Over the years, he has supported thousands of licensed insurance agents across the country by providing product training, client consultations, and business development strategies.
Randy serves clients in both Arizona and Pennsylvania, bringing a personal, consultative approach to Life Insurance and Annuity planning. His focus is on simplifying complex topics so clients feel confident in their decisions.
Outside of work, Randy enjoys spending time with his family, exploring the outdoors, and staying active in his community!
Our Promise to You!
Clear Communication
Consistent Care
Competitive Products
Collaborative Planning
Ready to Learn More?
At CopperKey Financial, we believe the best retirement plan is one you understand and feel confident about. We’d be honored to explore your retirement plan and see how an annuity may be a good fit for your unique goals!
Contact Us!
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